Chase Debit Card Fraud
A few “interesting” transactions showed up on my debit card in the last few days, but they’re not mine:
Pending POS DEBIT OXFORD INDUSTRIES INC SAN DIEGO CA $12.21
04/03/2007 LOWE’S #464 WINCHESTER K 04/01LOWE’S #4 $759.15
04/02/2007 WAL-MART #0702 WINCHESTE 03/31WAL-MART $1,232.59
Yes, for a grand total of $2,012.95 there were a series of transactions over the last two days on my checking account. I didn’t notice at first because I was in the middle of paying bills, which is a $2,000 to $4,000 process (rent, utilities, credit card over the last month, student loans, etc), but then I thought the account balance appeared lower than normal so I logged on and found these.
The kind of debit card fraud is interesting. This isn’t a “got your number” somewhere fraud, it’s credit card cloning. Someone actually walked into a store with some kind of copy of my card and pin, and bought stuff. POS (Point of sale) debit indicates that.
Update: I received my refund today (4/11/2007) just one week later. That’s fast!
Update 2: There are all kinds of credit card schemes every day, but it might have been this NYC restaurant scam which snared me. I’ll never know.
| This entry was posted on Wednesday, April 4th, 2007 at 8:46 am and is tagged with debit card fraud, oxford industries inc, wincheste, lowe s, card cloning, nyc restaurant, wal mart, san diego ca, account balance, grand total, student loans, point of sale, checking account, winchester, chase, few days, credit card schemes. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback. |
10 Responses to “Chase Debit Card Fraud”
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Wow that is interesting…. the things people will do…
Carmelo Lisciotto
Nice to hear you got a refund so quickly. It sucks this kind of thing happens but it is usually made worse when you either don’t get your money back or it takes months.
A similar thing happened to my son however WAMU determined the ‘fraud’ was authorized (they believe he gave his PIN away — which he didn’t). So his claim for fraud has been denied … what a mess.
The scam in his case is that bad checks were deposited at an ATM into his account (in the realm of $2000) then withdrawls (from $500 to $1500) were made at some Walmart stores. He was taken for over $8000.
I just had the same thing happen to me, cleaned out what little I had in my Chase account. I am waiting for them to send me the forms to dispute the charges. What did you do to get your return so quickly?
Steve,
Did you get your return? Last week someone got from my chase account $1500 and my claim for fraud has been denied. again I am filling the forms.
It is unbelieveable, people get your money and chase refuse to pay the customers back.
Yeah, Steve,it’s going viral. I live in Houston and don’t keep very much in my checking account. Yesterday I found these two charges on my Chase bank account:
Pending Misc. Debit POS DEBIT TOYS’R'US 707 UTRECHT NL $1,368.38 (that’s in the Netherlands)
Pending Misc. Debit POS DEBIT KEAN UNIVERSITY WEB UNION NJ $5.81
The $5.81 charge was probably a test to see if the card or number worked.
I wish that I could wait for several days to get this cleared up, but I will be seriously overdrawn Monday morning. I have contacted my bank and Toy’s R Us (who were NO help whatsoever)
I have been told that they have cloned my card, with real plastic and maybe even my pin, although I don’t know how they would have gotten that.
I recently got my Debit Card stolen while in France. When I called the fraud department at Chase they asked me to go over all the fraudulent charges. I told them everything after the 16th Oct when my card was stolen. I then listed all the charges I saw online.
My claim was then denied for the $4,360 because they said there was one charge I listed that was not fraudulent. I looked back over the charges and realized one charge that I made on the 15th posted for the 19th of Oct. Because the name on the bank statement and the receipt/store were totally different I didn’t recognize it. Plus the purchase was in Euros but showed up in dollar amount.
They knew other charges were fraudulent besides that one, but because I made a mistake they took me for it. I have to get a lawyer to have them reopen the case, which will cost that same amount most likely.
If anyone has any ideas let me know.
I am very unhappy with Chase and their service.
someone took money from an atm twice, $300 and $80, and cuz of that my acc wnet negative and I was charged $66 dolars by the bank, I filed a dispute and was denied cuz the ATM that was used to take the money out is within 20 miles from where I live, this is BS.
Thanks for posting this info, since I got into one of the exact kind of fraud
today. I have a Chase account too and I had the exact same fraud today. It’s
really fantastic that people are reading off your debit card pins from stores or
ATMs. Not sure how exactly they do it. Fortunately I noticed it within hours,
since I got an email alert for high debit card transaction. I have filed a
claim and cancelled my card. I think this kind of fraud is getting traction
lately.
POS DEBIT http://WWW.SKYPE.COM INTERNET LU $2X.XX
POS DEBIT http://WWW.SKYPE.COM INTERNET LU $1X.XX
POS DEBIT ADVANCED TUNING PRODUC FREMONT CA $2,0XX.XX
So it was in the order of $2K. I am beginning to see a trend here
Everyone who had the Walmart scame like I did please email me I will be sueing Chase with a class action for 1 billion to punish them for disrespect to the tax payors with our Tarp money and keeping it. Also call Stacy Tyler at the exicutive office of Chase to clog her email with your issues they are blowing you off with. Her # is 713 262 1714. Make sure you email me with your Walmart issues.
Thanks,
Mark
Markjfine@gmail.com