A few “interesting” transactions showed up on my debit card in the last few days, but they’re not mine:
Pending POS DEBIT OXFORD INDUSTRIES INC SAN DIEGO CA $12.21
04/03/2007 LOWE’S #464 WINCHESTER K 04/01LOWE’S #4 $759.15
04/02/2007 WAL-MART #0702 WINCHESTE 03/31WAL-MART $1,232.59
Yes, for a grand total of $2,012.95 there were a series of transactions over the last two days on my checking account. I didn’t notice at first because I was in the middle of paying bills, which is a $2,000 to $4,000 process (rent, utilities, credit card over the last month, student loans, etc), but then I thought the account balance appeared lower than normal so I logged on and found these.
The kind of debit card fraud is interesting. This isn’t a “got your number” somewhere fraud, it’s credit card cloning. Someone actually walked into a store with some kind of copy of my card and pin, and bought stuff. POS (Point of sale) debit indicates that.
Update: I received my refund today (4/11/2007) just one week later. That’s fast!
Update 2: There are all kinds of credit card schemes every day, but it might have been this NYC restaurant scam which snared me. I’ll never know.
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