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	<title>Elliott C. Back</title>
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	<link>http://elliottback.com/wp</link>
	<description>Internet &#38; Technology</description>
	<lastBuildDate>Tue, 03 Apr 2012 01:15:31 +0000</lastBuildDate>
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		<title>Staples &#8220;Easy Rebate&#8221; Visa Debit Cards</title>
		<link>http://elliottback.com/wp/staples-easy-rebate-visa-debit-cards/</link>
		<comments>http://elliottback.com/wp/staples-easy-rebate-visa-debit-cards/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 01:15:31 +0000</pubDate>
		<dc:creator>Elliott Back</dc:creator>
				<category><![CDATA[Deals & Savings]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://elliottback.com/wp/?p=3604</guid>
		<description><![CDATA[I&#8217;m looking at two Staples &#8220;Easy Rebate&#8221; giftcards right now, each of them for $350, and wondering what can I do with them?  They expire in just under six months, and have lots of interesting fees and conditions attached, so I am eager to use them up sooner rather than later.  However, they [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m looking at two Staples &#8220;Easy Rebate&#8221; giftcards right now, each of them for $350, and wondering <strong>what can I do with them?</strong>  They expire in just under six months, and have lots of interesting fees and conditions attached, so I am eager to use them up sooner rather than later.  However, they are surprisingly hard to use.  In spite of being a &#8220;debit&#8221; card, they tell you always run the transaction as credit, and specify that &#8220;ATMs cannot be used to withdraw cash.&#8221; I&#8217;ve tried:</p>
<ul>
<li>Getting a cash advance at the bank for the full amount (declined)</li>
<li>Charging an Amazon giftcard for the full $350 (declined)</li>
<li>Talking to a Staples store manager (spent 15m on the phone, no luck)</li>
<li>Buying Kindle giftcards at an in-store Best Buy (declined)</li>
</ul>
<p>After I ran the first Amazon attempt, a &#8220;test&#8221; pre-authorization charge of $1 went through and apparently will stick there for 7 days, so I now have $349 on each card to figure out how to extract:</p>
<p><img src="http://elliottback.com/wp/wp-content/uploads/2012/04/staples-card-balance.png" alt="" title="staples card balance" width="450" height="282" class="alignnone size-full wp-image-3605" /><br />
<small>The cards think they have money.  They decline everything!</small></p>
<p>My next test will be to titrate up Amazon giftcards, starting at $10 and working my way up, and seeing if they will let smaller charges through.  10 minutes later, it worked.  So, Staples won&#8217;t let you use the card all at once&#8211;weird!  I&#8217;m charging $100 now &#8230; success!  $200 would make life easier, so trying that now &#8230; DECLINED.  Alas.  Also don&#8217;t submit orders > $100 in a row until the first one clears&#8211;major yuck.</p>
<p>My advice to you if you go the Staples &#8220;Easy&#8221; Rebate route is to <strong>take the cheque option</strong>.  It&#8217;s far more painless.  Check out <a href="http://boardingarea.com/blogs/frequentmiler/2012/04/02/staples-keeps-on-giving/">FrequentMiler&#8217;s <em>Staples keeps on giving</em> post</a> where it&#8217;s all explained.  Just select &#8220;I would like to see other options for my reward&#8221; when filling out your rebate form, then choose &#8220;Select Rebate Check&#8221; for the best option.</p>
<p><img src="http://elliottback.com/wp/wp-content/uploads/2012/04/staples-check-option.png" alt="" title="staples check option" width="450" height="169" class="alignnone size-full wp-image-3606" /></p>
]]></content:encoded>
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		<item>
		<title>Dealbreaker Sucks</title>
		<link>http://elliottback.com/wp/dealbreaker-sucks/</link>
		<comments>http://elliottback.com/wp/dealbreaker-sucks/#comments</comments>
		<pubDate>Sat, 03 Mar 2012 04:00:09 +0000</pubDate>
		<dc:creator>Elliott Back</dc:creator>
				<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Spam]]></category>

		<guid isPermaLink="false">http://elliottback.com/wp/?p=3602</guid>
		<description><![CDATA[I think it&#8217;s time to stop reading dealbreaker in my google reader feeds:

Let&#8217;s see why:

Two &#8220;continue reading&#8221; links
No full text RSS feed
An ugly and stupid &#8220;follow Dealbreaker&#8221; banner that I doubt anyone will ever click
A gigantic google-style text link ad

We wish the web would allow information to transmit openly, but sites continue to push monetization [...]]]></description>
			<content:encoded><![CDATA[<p>I think it&#8217;s time to stop reading dealbreaker in my google reader feeds:</p>
<p><img src="http://elliottback.com/wp/wp-content/uploads/2012/03/160c0025_smush_dealbreaker.png" alt="" title="160c0025_smush_dealbreaker" width="450" height="232" class="alignnone size-full wp-image-3603" /></p>
<p>Let&#8217;s see why:</p>
<ul>
<li>Two &#8220;continue reading&#8221; links</li>
<li>No full text RSS feed</li>
<li>An ugly and stupid &#8220;follow Dealbreaker&#8221; banner that I doubt anyone will ever click</li>
<li>A gigantic google-style text link ad</li>
</ul>
<p>We wish the web would allow information to transmit openly, but sites continue to push monetization over content.  It&#8217;s time to switch!</p>
]]></content:encoded>
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		<item>
		<title>Jury Duty: Can I Have Some More Please?</title>
		<link>http://elliottback.com/wp/jury-duty/</link>
		<comments>http://elliottback.com/wp/jury-duty/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 00:32:18 +0000</pubDate>
		<dc:creator>Elliott Back</dc:creator>
				<category><![CDATA[Law]]></category>
		<category><![CDATA[NYC]]></category>

		<guid isPermaLink="false">http://elliottback.com/wp/?p=3599</guid>
		<description><![CDATA[For the past two days I&#8217;ve had the pleasure of serving my Jury summons at the New York Supreme Criminal Court at 111 Centre Street.  I&#8217;ll skip to the end, and tell you that I was not selected to serve as a Juror.  In fact, my ballot was never even pulled, so I [...]]]></description>
			<content:encoded><![CDATA[<p>For the past two days I&#8217;ve had the pleasure of serving my Jury summons at the <a href="http://www.nycourts.gov/courts/1jd/index.shtml#supcriminal">New York Supreme Criminal Court</a> at 111 Centre Street.  I&#8217;ll skip to the end, and tell you that I was <strong>not selected to serve as a Juror</strong>.  In fact, my ballot was never even pulled, so I was personally never questioned or cross examined.</p>
<p><img src="http://elliottback.com/wp/wp-content/uploads/2012/02/court.jpg" alt="" title="court" width="450" height="166" class="alignnone size-full wp-image-3600" /></p>
<p>I came into my jury duty thinking of the justice system as a sleek and powerful machine, but left feeling <strong>it&#8217;s just exhausted  old men</strong>. The inefficiency of the jury selection mechanism is unrivaled by any other branch of government I&#8217;ve encountered to date&#8211;and I travel, obtained a greencard through the 9/11 transition, became an American citizen, hold passports in Canada and Finland, file my own taxes, and operate an LLC.</p>
<p>First, the courts&#8217; operating hours are from approximately 9:30 to 4:30 with a 1 hour 30 minute lunch break and two mandated 15 minute breaks in the mid-morning/afternoon.  That&#8217;s 5 hours of actual work in a day&#8211;who else do you know that <strong>works 30-hour weeks</strong>?  Courts do not move particularly quickly, so the short working days are sorely felt.</p>
<p>Secondly, the jury-selection process includes many items that waste time.  For example, <strong>jurors show up late to the court</strong> in the morning without penalty.  On the second day, we were requested to arrive by the crackingly early time of 9:30 AM, but we didn&#8217;t get started on the roll call until after 10:00 AM due to late arrivals and the apathetic court staff.  The first day we also started well after 10 AM due to a terrible educational video they played while the late arrivals straggled in.  The process could be streamlined by assessing fines to no-shows, and drawing a line in the sand for the start time&#8211;the court can easily instruct potential jurors to arrive 30 minutes early to give enough time to clear security.</p>
<p>Thirdly, <strong>potential jurors should receive educational training in advance of their service date</strong>.  The two judges easily spent 30 minutes each explaining basic concepts of law before they began to randomly draw jurors.  Then, each juror was individually questioned about life experience, marital status, etc in a time consuming process that took about an hour per panel.  Why not offload this to an e-learning/quiz online?  Jurors could come into the courtroom with their responses already in front of the judges/lawyers to move into the deeper questioning period.</p>
<p>Finally, <strong>the right of the plaintiffs/defendants to excuse individual jurors should be limited</strong>.  I watched entire panels of jurors excused arbitrarily, which makes a mockery of the right to a fair trial.  In reality, the jury selection process is when the parties in the case attempt to select the jurors they feel will be most receptive to their arguments, violating the spirit of the law.  While the ADAs and defense lawyers said that their goals were only to secure an &#8220;impartial jury&#8221;, they define an impartial jury as one which entirely aligns with their views.</p>
<p>This also wastes vast amounts of time.</p>
]]></content:encoded>
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		<title>eBay Hates Sellers</title>
		<link>http://elliottback.com/wp/ebay-hates-sellers/</link>
		<comments>http://elliottback.com/wp/ebay-hates-sellers/#comments</comments>
		<pubDate>Mon, 26 Dec 2011 06:16:27 +0000</pubDate>
		<dc:creator>Elliott Back</dc:creator>
				<category><![CDATA[Ebay]]></category>

		<guid isPermaLink="false">http://elliottback.com/wp/?p=3597</guid>
		<description><![CDATA[I&#8217;m personally convinced that eBay hates its sellers, an ironic proposition that seems to undermine its primary business model of creating an online marketplace.  My personal recent experience had a bidder win their auction for an iPod touch and then &#8230; not pay.  I sent an invoice, and emailed the buyer, but got [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m personally convinced that eBay hates its sellers, an ironic proposition that seems to undermine its primary business model of creating an online marketplace.  My personal recent experience had a bidder win their auction for an iPod touch and then &#8230; not pay.  I sent an invoice, and emailed the buyer, but got nothing but silence.  Interestingly, buyers have 4 days to pay, so from 12/12, I had to wait most of the week before I could relist.  I finally sold it again on the 22nd, but, what a waste of 10 days.  Someone could have bought it in time for Christmas if eBay had a same-day payment policy.</p>
<p>Also, if your buyer doesn&#8217;t pay, you can&#8217;t submit bad feedback:</p>
<blockquote><p>Sorry, it&#8217;s not possible to leave feedback for this transaction.<br />
Feedback has been disabled because payment was not recorded.</p></blockquote>
<p><img src="http://elliottback.com/wp/wp-content/uploads/2011/12/ebay-sucks.png" alt="" title="ebay sucks" width="450" height="225" class="alignnone size-full wp-image-3598" /></p>
<p>I don&#8217;t see how &#8220;failure to pay&#8221; shouldn&#8217;t be a permanent black mark in their feedback history&#8211;it&#8217;s pretty egregious; sellers have a right to know. </p>
]]></content:encoded>
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		<item>
		<title>A Better Gaming PC for Under $1000</title>
		<link>http://elliottback.com/wp/a-better-gaming-pc-for-under-1000/</link>
		<comments>http://elliottback.com/wp/a-better-gaming-pc-for-under-1000/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 00:57:33 +0000</pubDate>
		<dc:creator>Elliott Back</dc:creator>
				<category><![CDATA[Computers & Technology]]></category>
		<category><![CDATA[Hardware]]></category>

		<guid isPermaLink="false">http://elliottback.com/wp/?p=3595</guid>
		<description><![CDATA[Today in The Verge&#8217;s How-to: Build a killer gaming PC for under $1,000 they suggest putting together the following components:




Processor
Intel Core i5-2500K
$209.99


Motherboard
Asus P8P67 Pro Rev 3.1
$144.99


Graphics
Gigabyte GTX 560 Ti OC 900MHz 1GB
$214.99


Memory
8GB Corsair Vengeance CL9 DDR3-1600 RAM
$44.99


Boot drive
Samsung 64GB SSD 830
$94.99


Storage drive
WD Caviar Blue 500GB 7200RPM HDD
$99.99


Power supply
Corsair Enthusiast Series CMPSU-650TX
$59.99


Case
Fractal Design Core 3000
$64.99


Optical drive
Samsung [...]]]></description>
			<content:encoded><![CDATA[<p>Today in <a href="http://www.theverge.com/2011/12/19/2639968/how-to-build-gaming-pc">The Verge&#8217;s <em>How-to: Build a killer gaming PC for under $1,000</em></a> they suggest putting together the following components:</p>
<p><img src="http://elliottback.com/wp/wp-content/uploads/2011/12/blazing-speed.jpg" alt="" title="blazing speed" width="450" height="257" class="alignnone size-full wp-image-3596" /></p>
<table>
<tbody>
<tr>
<td><strong>Processor</strong></td>
<td>Intel Core i5-2500K</td>
<td>$209.99</td>
</tr>
<tr>
<td><strong>Motherboard</strong></td>
<td>Asus P8P67 Pro Rev 3.1</td>
<td>$144.99</td>
</tr>
<tr>
<td><strong>Graphics</strong></td>
<td>Gigabyte GTX 560 Ti OC 900MHz 1GB</td>
<td>$214.99</td>
</tr>
<tr>
<td><strong>Memory</strong></td>
<td>8GB Corsair Vengeance CL9 DDR3-1600 RAM</td>
<td>$44.99</td>
</tr>
<tr>
<td><strong>Boot drive</strong></td>
<td>Samsung 64GB SSD 830</td>
<td>$94.99</td>
</tr>
<tr>
<td><strong>Storage drive</strong></td>
<td>WD Caviar Blue 500GB 7200RPM HDD</td>
<td>$99.99</td>
</tr>
<tr>
<td><strong>Power supply</strong></td>
<td>Corsair Enthusiast Series CMPSU-650TX</td>
<td>$59.99</td>
</tr>
<tr>
<td><strong>Case</strong></td>
<td>Fractal Design Core 3000</td>
<td>$64.99</td>
</tr>
<tr>
<td><strong>Optical drive</strong></td>
<td>Samsung SH-B123 12x BD-ROM</td>
<td>$59.99</td>
</tr>
<tr>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td colspan="2">Total: $994.91</td>
</tr>
</tbody>
</table>
<p>I feel that it does a few things wrong, emphasizing an nVidia graphics card that trails ATI&#8217;s mid-range offering, lacks significant RAM, and splurges on unneeded components like a DVD drive and spinning-disk hard drive.  If I were to build an off the shelf gaming PC with the ample budget of $1000, using the same tricks (no peripherals, no OS, no LCD/LED monitor) as The Verge, here is what I&#8217;d buy:</p>
<table>
<tr>
<td><strong>Processor / Mobo</strong></td>
<td><a href="http://www.newegg.com/Product/ComboDealDetails.aspx?ItemList=Combo.777266">Intel Core i5-2500K /  MSI P67A-C43 combo</a></td>
<td>$314.98</td>
<td><span style="color:green;">11% cheaper</span></td>
</tr>
<tr>
<td><strong>Graphics</strong></td>
<td><a href="http://www.newegg.com/Product/Product.aspx?Item=N82E16814150530">XFX HD-695X-CNFC Radeon HD 6950 2GB</a></td>
<td>$229.99</td>
<td><span style="color:red;">7% more</span></td>
</tr>
<tr>
<td><strong>Memory</strong></td>
<td><a href="http://www.newegg.com/Product/Product.aspx?Item=N82E16820233198">CORSAIR Vengeance 16GB (4&#215;4GB) DDR3 1600</a></td>
<td>$77.99</td>
<td><span style="color:red;">73% more</span></td>
</tr>
<tr>
<td><strong>Drive</strong></td>
<td><a href="http://www.newegg.com/Product/Product.aspx?Item=N82E16820147134">Samsung 128GB SSD 830</a></td>
<td>$209.99</td>
<td><span style="color:red;">8% more</span></td>
</tr>
<tr>
<td><strong>Power Supply</strong></td>
<td><a href="http://www.newegg.com/Product/Product.aspx?Item=N82E16817139027">CORSAIR Builder Series CX500 V2 500W</a></td>
<td>$39.99</td>
<td><span style="color:green;">33% cheaper</span></td>
</tr>
<tr>
<td><strong>Case</strong></td>
<td><a href="http://www.newegg.com/Product/Product.aspx?Item=N82E16811129066">Antec Three Hundred Illusion Black Steel</a></td>
<td>$69.99</td>
<td><span style="color:red;">8% more</span></td>
</tr>
<tr>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td colspan="2">Total: $942.93 (<span style="color:green;">5% cheaper</span>)</td>
</tr>
</table>
<p>The motherboard/CPU are virtually identical here and they are great picks&#8211;I also don&#8217;t care much about which case to use.  However, I think this build is significantly stronger in the graphics/memory/drive arenas, and benefits from a cheaper 500W power supply.  When you buy the ATI 6950 over the suggested nVidia 560 Ti, you get:</p>
<ul>
<li>Twice as much graphics RAM (2GB vs 1GB)</li>
<li>30 &#8211; 50W loaded less power consumption</li>
<li>Similar performance</li>
</ul>
<p>8 GB of RAM is OK, but when you have a 64 bit OS that can handle it all, why not put 16 GB into the system for $30 more?  It&#8217;s a cheap easy win.  And last, and possibly more controversially, I don&#8217;t see the need for an optical drive&#8211;everything is downloadable these days.  I&#8217;d also rather have twice the SSD space than a slow spinning drive to load applications off.</p>
<p>Readers, what do you think?  I&#8217;m sure my ATI preference will upset you&#8230;</p>
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